The FMA plans to expand its FinTech sandbox and introduce an on-ramp or restricted licence. Operators should plan for restriction-ready controls, evidence packs, and a parallel banking/rails workstream.
FMA On-Ramp Licence: Practical Market Entry Plan For FinTech Firms Read More »
The FCA’s January 2026 register snapshot shows new EMI authorisations and a concentration of PI exits. We translate the movements into practical controls firms should evidence after authorisation.
FCA Payments Register January 2026: EMI Approvals And PI Licence Exits Read More »
ESMA clarified that MiCA “fixed overheads” start from total overhead expenses, including variable overheads, with only limited statutory deductions. We explain what to change in CASP capital models and how to prepare an evidence pack for supervisory review.
ESMA Q&A 2349: How CASPs Must Calculate Fixed Overheads Under MiCA Article 67 Read More »
The Republic of Nauru warns that “ISAN” is not a recognised regulator and is tied to a fraudulent licensing scheme. Use this checklist to verify regulators before paying fees or relying on any “licence” in banking, PSP onboarding, or marketing.
Fake Regulators Selling “Licences”: The Nauru ISAN Warning Read More »
UKGC’s crypto payments exploration intersects with the FCA’s FSMA crypto regime timetable. Operators should treat this as a perimeter-and-evidence programme: define custody and conversion roles, design SoF/SoW workflows, harden wallet controls, and build incident playbooks ahead of the FCA gateway.
UKGC Explores Crypto Payments as FCA FSMA Crypto Regime Takes Shape Read More »
CySEC is consulting on a revised CIF fee model (CP-01-2026), while ESMA’s Digital Strategy 2026–2028 points to more data-driven supervision and shared tools. We explain the operator impact and what to prioritise in 2026.
Cyprus CIF Fees In Focus: What CP-01-2026 And ESMA’s Digital Strategy Mean Read More »
DORA has applied since 17 January 2025, but many brokers still lack evidence-ready incident classification, reporting workflows, and outsourcing governance. We explain the thresholds, why vendor outages are a DORA test, and what “good” looks like in practice.
One Year After DORA: The Broker Compliance Gaps That Still Hurt Read More »
FinCEN proposed a Section 311 rule to sever Swiss MBaer Merchant Bank AG from the U.S. financial system. We explain the allegations, the proposed correspondent-account ban, the comment timeline, and what fintechs should review in their banking and USD settlement stack.
U.S. Treasury Moves to Cut a Swiss Bank from Dollar Access Read More »
Parliament’s support for an online and offline digital euro strengthens the project’s direction. We translate what this means for PSPs and EMIs: timelines, operational constraints, merchant acceptance, and how to prepare in 2026 without guessing the final rulebook.
EU Digital Euro Momentum: Practical Implications For PSPs And EMIs Read More »
